Financing Disclosure

Okot Electric LLC may offer financing options to help homeowners manage the cost of electrical services and upgrades. This page provides important information about financing terms, eligibility, and disclosures.

General Financing Information

Financing options, when available, are provided through third-party lending partners and are subject to credit approval. Okot Electric LLC is not a lender, financial institution, or credit provider. All financing agreements are between you and the applicable third-party lender.

Financing is optional. You are never required to finance a project in order to receive service from Okot Electric. We accept multiple payment methods including credit/debit cards and personal or business checks.

Promotional Offers

From time to time, promotional financing offers (such as 0% interest for a specified period) may be available for qualifying projects and customers. These offers are subject to the following conditions:

• Promotional terms are set by the third-party lender, not by Okot Electric
• Approval is based on creditworthiness and is not guaranteed
• Promotional periods have specific start and end dates; standard interest rates apply after the promotional period expires
• Minimum purchase amounts or project thresholds may apply
• Late payments or failure to pay the full balance within the promotional period may result in interest charges being applied retroactively from the date of purchase, depending on the lender's terms

Important Disclosures

• Credit Approval Required: All financing is subject to credit approval by the third-party lender. Not all applicants will qualify.
• Interest Rates: Interest rates, annual percentage rates (APR), and loan terms vary based on the lender, your creditworthiness, and the specific financing product. Review all terms carefully before signing any financing agreement.
• No Guarantee of Terms: Any financing terms referenced on this website, in marketing materials, or discussed during a service consultation are estimates and are not guaranteed until a formal financing agreement is executed with the lender.
• Read Before You Sign: Before entering into any financing agreement, carefully review all terms and conditions, including the interest rate, repayment schedule, fees, penalties, and any other obligations.
• Right to Cancel: Depending on the lender and applicable law, you may have a right to cancel a financing agreement within a specified period after signing. Review your agreement for details.

No Pressure Policy

At Okot Electric, we believe in honest, transparent communication. We will never pressure you into financing or any specific payment method. Our team will explain your options clearly and give you the time you need to make an informed decision. If you have questions about financing or payment options, we encourage you to ask before committing to any agreement.

Contact Us

If you have questions about financing options or this disclosure, please contact us: